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Healthcare Open Enrollment Starts Today!

Posted on November 1, 2015 at 5:15 AM

It's that time again! Are you covered? Enroll today to skip the penalty!

Individuals must have a health insurance plan with MEC under ACA or pay a penalty.

Affordable Care Act (ACA)

Required: Minimum Essential Coverage

Minimum Essential Coverage (MEC) is the type of coverage an individual needs to meet the individual responsibility requirement under the Affordable Health Care (ACA). Those that do not have a health insurance plan may incur a penalty when they file their taxes at the end of the year.

The 2016 penalty for not having ACA coverage in 2015 is the greater of:

• $695 per adult and $347.50 per child or,

• 2.5% of your household income.

In the future year the penalty will be adjusted according to inflation. If you are uninsured:

• Less than 3 months, no penalty is due.

• 3 months or more, your penalty would be 1/12 of the yearly penalty for every month you are uninsured.

We have agents standing by to assist you in comparing plans, calculating subsides, and enrolling in a health plan that meets your needs.  Call us today at 813-909-HELP.

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